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A tree on the roof, the car or across the driveway needs fast, careful help. Call and a local crew will respond as quickly as conditions allow.
First get everyone away from the damaged area and away from any downed power lines. Call 911 if anyone is hurt or a line is down, then call your electric utility, your insurance company and a tree service.
Do not try to cut a tree off a roof yourself. Fallen trunks and limbs are often bent under heavy tension, and a single cut can make them spring back or drop without warning. Crews remove the tree in sections from the top, lowering pieces with rigging or lifting them off with a crane so the roof is not damaged further.
Alabama gets most of its severe storms and tornadoes in spring, from about March through May, with a second active season in late fall around November. Tuscaloosa felt that directly on April 27, 2011, when a violent tornado tore through the city. Late summer can add heavy wind and rain from the remains of Gulf hurricanes.
The best time to deal with a risky tree is before storm season. Have dead limbs, leaning trunks and trees close to the house checked over the winter.
This is general information, not legal or insurance advice. Homeowners insurance usually helps pay to remove a tree when a covered event like a storm drops it onto an insured structure, such as your house, garage or fence. If a healthy tree from a neighbor’s yard falls in a storm, each owner usually works through their own policy. If the tree was clearly dead or dangerous and the owner ignored it, that owner may be held responsible. Your insurance agent can tell you what your policy covers.
Small limbs on open ground are usually fine. Anything on a structure, tangled with wires or under tension should be left to a crew with the right equipment and insurance.
Stay well away and call your electric utility right away. In most of Tuscaloosa that is Alabama Power. Tree crews cannot safely start work until the utility has made the line safe.
Crews respond as quickly as they can. After a big storm, trees on homes and trees blocking access usually get handled first.
Often yes, when the tree damaged a covered structure. Coverage limits vary, so call your insurer and keep all photos and receipts.
The tree has to come off first. Once it is removed, the roof can be tarped to keep rain out until repairs.
Tell us what you need and a local crew will call you back. Prefer to talk? Call (205) 509-8966.
